#CeFi and DeFi tokenization

[intelisync]

2024 Tokenization Boom: A New Era for Real-World Assets

In 2024, the landscape of real-world asset (RWA) tokenization is experiencing a transformative shift, marking a significant milestone in the financial industry. Tokenization converts physical assets like real estate, commodities, and art into digital tokens on a blockchain, enhancing liquidity, accessibility, transparency, and security. This revolutionary technology makes high-value assets more accessible to a broader range of investors. As we explore the current state and future prospects of tokenization, it is clear that this technology is set to reshape the global financial ecosystem significantly.

Tokenization is predicted to be a multi-trillion-dollar opportunity by 2030, with market estimates suggesting it could reach up to $16 trillion. The United States is leading this revolution, followed by countries like Singapore, the United Kingdom, Switzerland, India, and Luxembourg.

The total value locked in tokenized assets has surged to $10.53 billion, with major financial institutions launching tokenized investment products. This signals a major inflection point for the industry, underscoring the significant role tokenization will play in the future of finance.

The benefits of tokenization are extensive. It allows for fractional ownership, increasing liquidity and enabling investors to buy and sell portions of an asset. This democratizes investment opportunities and bridges the gap between traditional and digital financial markets. Tokenization also reduces transaction costs by eliminating intermediaries and automating processes through smart contracts.

As regulatory frameworks evolve and technology advances, tokenization is set to revolutionize the financial industry. Intelisync provides cutting-edge RWA tokenization services to help you navigate and capitalize on this financial Learn more....

[greengages-blog]

DeFi vs CeFi: The Future of Fundraising for SMEs

If you run a small and medium enterprise (SMEs), you most definitely must be aware how difficult raising funds has always been. It is a mix of a lot of paperwork, pitching, and too much waiting, right?

But in the last few years, two very different financial systems have started changing the whole game: CeFi (Centralised Finance) and DeFi (Decentralised Finance).

But what are these two and, ofcousre which one is better for SMEs? Let’s break it down in a simple and fun way to help you understand how decentralized finance (DeFi) stacks up against traditional centralized platforms, and what the future might look like for business fundraising.

What is CeFi?

CeFi stands for Centralised Finance. Think banks, stock markets, traditional lending institutions, and fintech platforms. If you’re a business owner raising money through CeFi, you might go to a bank for a loan, apply on a crowdfunding platform, or talk to venture capital firms. 

What is DeFi?

This is built mostly on blockchain technology, DeFi uses smart contracts and peer-to-peer networks to let users lend, borrow, trade, and invest without needing approval from a central authority.

DeFi finance is borderless, open 24/7, and based on code instead of paperwork. That makes it interesting for SMES looking for new ways to raise money quickly and directly.

DeFi vs CeFi: Key Differences for SMEs

1. Accessibility

CeFi: Access is controlled. You usually need good credit scores, business history, and approval from a central authority.

DeFi: It’s open. Anyone with a digital wallet and internet connection can participate, making decentralised fundraising more inclusive.

2. Speed and Process

CeFi: Expect delays. Traditional finance takes time—loan approvals, background checks, documentation, etc.

DeFi: Fast and direct. With smart contracts, everything is automated. You can get funding within minutes or hours.

3. Control and Ownership

CeFi: Your funds and data are handled by third parties. They control the process.

DeFi: You stay in control. You manage your assets and interact directly with protocols.

4. Risk and Security

CeFi: There are regulations and protections, but systems can still fail or restrict access.

DeFi: No central control, but that means users take on more responsibility. There’s also the risk of smart contract bugs.

5. Transparency

CeFi: Not fully transparent. You don’t always know how things work behind the scenes.

DeFi: Completely transparent. Most DeFi protocols are open-source, and transactions are recorded on the blockchain.

How SMEs Can Use DeFi for Fundraising?

Tokenization

Businesses can issue their own digital tokens that represent ownership or utility. These tokens can be sold on DeFi platforms to raise funds, sort of like shares, but without needing a stock exchange.

DeFi Lending

SMEs can borrow from global liquidity pools without going through a bank. You don’t need a long history or tons of paperwork. All you need is collateral (often crypto) and a compatible wallet.

Yield Farming and Staking

Some businesses are also starting to stake assets or engage in liquidity mining as a way to raise funds.

Crowdfunding through DAOs

Decentralised Autonomous Organisations (DAOs) allow communities to fund projects collectively. SMEs can pitch to a DAO and get backing from investors around the world who believe in their mission.

The Future of SME Fundraising

The finance world is shifting. More SMEs are exploring decentralised finance (DeFi) for its global access and lower entry barriers. As decentralised banking tools get safer and easier to use, we could see more businesses turning to DeFi for fundraising. Some might still prefer a bank loan. Others might try launching a token or borrowing through a DeFi lending pool. And some might use both. What’s clear is that decentralised finance (DeFi) is opening new doors.

Explore the Future of Fundraising 

That’s where platforms like Greengage come in. Greengage is a bridge between traditional finance and digital assets. It’s not just another bank; it’s a digital merchant banking platform designed for modern business.

Whether you want to fundraise through DeFi, keep things classic with CeFi, or explore a smart mix of both, Greengage offers tools and services to support your journey. You’ve got real, flexible, global options.

[3acesnews]

Exploring BNB Token's Impact in DeFi, CeFi, and PayFi

[cryptopresales]

Binance Blum: The Future of Digital Trading

Creativity is essential to staying ahead of the curve in the quickly changing world of cryptocurrencies and digital trading. One of the world's biggest and most prominent cryptocurrency exchanges, Binance, has continuously pushed the limits of what is feasible in digital money. With the launch of Binance Blum, the platform has the potential to transform digital trading while offering new opportunities for both investors and traders.

What is Binance Blum?

Binance Blum is a cutting-edge buying and selling platform that aims to bridge the space between centralized and decentralized finance (CeFi and DeFi). By combining the great of both worlds, Blum gives users an unbroken and efficient buying and selling experience. Key functions of Binance Blum consist of.

Hybrid Exchange Model: Blum operates as a hybrid exchange, allowing customers to trade each centralized and decentralized asset on a single platform. This removes the need to exchange between multiple exchanges, streamlining the trading process.

Wide Range of Assets: Blum helps a diverse variety of cryptocurrencies, including mounted coins like Bitcoin and Ethereum, in addition to emerging altcoins and tokens from numerous blockchains.

User-Friendly Interface: The platform boasts an intuitive interface, making it available to beginners and skilled investors.

Advanced Trading Tools: Blum offers a suite of advanced buying and selling tools, which include charting, technical indicators, and order kinds, to cater to the needs of expert buyers.

Security and Trust: Backed by Binance, one of the world's main cryptocurrency exchanges, Blum prioritizes security and personal protection.

The Future of Binance Blum

As Binance Blum keeps evolving, we anticipate looking for new features and improvements that further solidify its role as a frontrunner in digital buying and selling. A few possible future advancements are as follows:

AI and Machine Learning Integration

As synthetic intelligence and machine learning technologies continue to increase, it's all likelihood that Binance Blum will incorporate this equipment to offer even more sophisticated trading techniques. AI-pushed insights may want to assist buyers in identifying styles and traits that could in any other case be left out, giving them an aggressive side within the marketplace.

Expanded DeFi Capabilities

With DeFi persevering to grow, Binance Blum might also make its DeFi offerings consist of extra modern monetary products and services. This ought to encompass functions like decentralized derivatives, synthetic property, and go-chain trading, in addition to blurring the lines between CeFi and DeFi.

Enhanced Customization Options

As investors search for more personalized reviews, Binance Blum ought to introduce more suitable customization alternatives that allow users to tailor the platform to their specific desires. This should include customizable dashboards, customized indicators, and tailored buying and selling recommendations primarily based on user possibilities.

Increased Focus on Sustainability

As the cryptocurrency industry faces scrutiny over its environmental effects, Binance Blum could lead the way in promoting sustainability. This would possibly involve integrating eco-friendly cryptocurrencies, supporting carbon offset tasks, or presenting incentives for inexperienced trading practices.

Ongoing User Education

Education will remain a key part of Binance Blum's consciousness, with ongoing updates to its academic sources and network guide. As the market evolves, making sure that customers have the information and skills to navigate new challenges could be critical to preserving a healthy and vibrant trading atmosphere.

Challenges and Opportunities

While Binance Blum presents interesting opportunities, it additionally faces challenges. The regulatory panorama for cryptocurrencies is complicated and evolving, which can impact the platform's operations. Additionally, competition inside the cryptocurrency change market is fierce, and Blum will need to distinguish itself to draw and maintain users.

Despite these demanding situations, the probable advantages of Binance Blum are widespread. By addressing the desires of both new and experienced traders, and by presenting a seamless trading experience, Blum can become a main platform in the digital asset space.

Conclusion

Binance Blum represents the future of virtual buying and selling, presenting a powerful combination of advanced generation, consumer-pleasant design, and a commitment to protection and education. Whether you're a seasoned dealer or a newcomer to the cryptocurrency sector, Blum can afford the gear and resources to be successful within the fast-paced virtual financial system. As the platform keeps adapting, it's set to play a pivotal role in shaping the future of trading, riding innovation, and expanding access to the global digital marketplace.

The most accurate cryptocurrency presales can be found at CryptoPresales, your trusted source. Our goal is to educate you with the information and understanding required to take advantage of new possibilities in the always-changing cryptocurrency industry. Visit our website to learn more: https://cryptopresales.com/

[decentralisednews]

Maximizing Crypto Returns in DeFi by Mastering Yield Opportunities

Welcome to our latest video, where we dive deep into the exciting world of earning yield on your cryptocurrency! Whether you're new to the crypto scene or a seasoned investor, this video is your ultimate guide to understanding and leveraging both centralized (CeFi) and decentralized (DeFi) crypto yield platforms. 

Recommended crypto platforms: https://decentralised.news/ecosystem/ 🔍 

What's Inside: 

Understanding DeFi and Interest Bearing Accounts: Learn how DeFi is revolutionizing the way we think about finance and how you can earn passive income through interest-bearing crypto accounts. 

Earning Yield in DeFi During Bull Markets: Discover strategies to maximize your returns during a bull market when liquidity and rewards in the crypto DeFi ecosystem are at their peak. 

Top Yield Platforms and Their Native Tokens: We explore popular platforms like Yearn Finance (YFI), Compound (COMP), Aave (Aave), and Harvest Finance (FARM), and how their unique tokens can benefit your investment strategy. 

Centralized vs. Decentralized Platforms: Delve into the key differences between CeFi and DeFi platforms. Learn about control and custody, security, regulatory aspects, and the types of financial products and interest rates they offer.

Practical Tips for Crypto Growth: We share valuable insights on how to grow your crypto holdings, focusing on diversification, understanding risks, and leveraging market trends. 

 🌟 Why Watch? 

Whether you're looking to earn passive income, understand the nuances of CeFi and DeFi platforms, or simply want to grow your crypto investments wisely, this video has it all. We break down complex concepts into easy-to-understand segments, ensuring you're equipped with the knowledge to make informed decisions in the crypto yield space. 

🔔 Don't Forget to Subscribe! 

Stay ahead in the world of cryptocurrency by subscribing to our channel. We regularly post insightful content on crypto investments, market trends, and the latest developments in DeFi and CeFi. 

💬 Join the Conversation 

Got questions or insights about crypto yield platforms? Drop a comment below! We love hearing from our viewers and aim to create a community of informed and savvy crypto investors. 

👍 Like and Share If you find this video helpful, give us a thumbs up and share it with fellow crypto enthusiasts. Let's spread the knowledge and help everyone grow their crypto wealth! 

#CryptoYield #DeFi #CeFi #Cryptocurrency #PassiveIncome #Investing 

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[metamoonshots]

Uniswap Labs, the creator of the favored decentralized buying and selling protocol Uniswap, is taking a major step by introducing a transaction charge for the primary time in its historical past. Uniswap’s native token, UNI, fell 2.4% forward of the introduction of the brand new transaction charges, whereas Bitcoin rallied, inflicting UNI to register a 4.5% drop in opposition to the highest digital asset. Hayden Adams, the creator of Uniswap, announced the transfer, stating that a 0.15% swap charge will probably be utilized to sure tokens traded via their net app and pockets, efficient from Oct. 17. Uniswap Labs emphasizes transparency and sustainable operations and suggests this determination aligns with its long-term imaginative and prescient. As Adams defined, the agency needs to take care of the protocol as a permissionless, decentralized public good. The charge will reportedly help the continual analysis, growth, and enlargement that Uniswap Labs has been engaged in, serving to to enhance the interface and supply customers a high quality expertise. This transfer is separate from the Uniswap Protocol charge change, which is completely topic to votes by UNI token governance. Uniswap Labs’ determination has led to a 0.15% flat charge on a restricted choice of tokens, together with ETH, USDC, WETH, USDT, DAI, WBTC, agEUR, GUSD, LUSD, EUROC, XSGD, in keeping with their help center. This charge is barely relevant on swaps involving these tokens carried out via Uniswap Labs interfaces on the mainnet and supported layer 2 options. Nevertheless, swaps between one stablecoin to a different and between ETH and WETH are exempted from this charge, enhancing the cost-effectiveness of transactions for sure customers. The charge, which Uniswap Labs claims, is without doubt one of the lowest within the business when in comparison with different DeFi and CeFi platforms. Customers can overview the charges in each the Uniswap net app and pockets, with the interface charge seen within the swap element part. The submit Uniswap Labs introduces first ever transaction fee as UNI falls 4.5% against Bitcoin appeared first on CryptoSlate.

[ailtrahq]

Amid worldwide regulatory scrutiny against Binance and other crypto centralized finance (CeFi) service providers, the BNB Chain (formerly Binance Smart Chain) has seen close to $2 billion in outflows from its decentralized finance (DeFi) ecosystem in 2023. Interestingly, Changpeng Zhao (CZ), Binance CEO, had predicted DeFi would outperform CeFi in the next bull run. Binance’s CEO prediction was made live in X Space’s ‘Ask Me Anything’ (AMA) session on September 3, where CZ talked about the challenges his company was facing, but also other regulatory matters related to DeFi platforms. However, numbers related to Zhao’s most relevant holdings on the BNB Chain (BNB) native token can pose even more challenges for the crypto-billionaire’s vision for the cryptocurrency market, and Binance’s success in a rumored new focus on the decentralized finance sector. Data retrieved by Finbold from DefiLlama on October 7, shows a loss of $1.85 billion in the total value locked (TVL), year-to-date (YTD) for the BNB Chain. With a registered total value invested of $4.65 billion by January 1, 2023, to around $2.8 billion TVL at the time of publication. BNB Chain (formerly BSC, or Binance Smart Chain) TVL on DeFi. Source: DefiLlama BNB Chain DeFi protocols are losing TVL Notably, the two leading DeFi protocols on the BNB Chain — PancakeSwap (CAKE) and Venus (XVS) — dominate the majority of the total value invested, currently with $1.27 billion and $608.46 million TVL, respectively. Both are also respectively registering outflows of 1.52% and 7.18% in the last 30 days. TVL of the top 5 DeFi protocols on BNB Chain. Source: DefiLlama Interestingly, the third biggest DeFi protocol by total value locked is actually accounting for ‘Binance staked ETH’, which is measured in Ethereum (ETH), rather than in BNB. Therefore, accruing value for the former chain, as investors are just using CZ’s structure while picking ether for staking to receive their passive income. BNB price analysis It is also important to say that the BNB tokens have lost 13.8% of their value YTD. With a starting trading price of $246.66 on January 1, to a current trading price of $212.62 by press time. BNB year-to-date price chart. Source: Finbold The TVL metric was also impacted by this value loss, considering the total value is measured in USD by DefiLlama, despite being invested in BNB. Nevertheless, there are also fewer BNB tokens locked into its chains’ protocols since the start of 2023.

[zawizhere]

Crypto Trading Mastery: A Ranking of Exchange Apps and Platforms

Wikicious:

Merges CeFi liquidity with DeFi innovation for unique services.

Decentralized Governance: Users influence Wikicious's future.

Innovation Hub fosters disruptive ideas in finance.

Fast Trade Execution: Swift execution for volatile markets.

Low Fees: Enabled by Solana blockchain and Serum DEX.

Wikicious Token: Enables proposals, incentives, and protocol adoption.

Binance:

Wide crypto selection.

Advanced tools.

Staking, lending, Binance Coin benefits.

Kraken:

Strong security.

OTC, margin, futures.

Fiat and crypto pairs.

Gemini:

US-regulated.

High security.

User-friendly, multiple fiat support.

Bitstamp:

Established.

Easy interface.

USD, EUR support, security focus.

Huobi:

Global presence, many pairs.

Advanced trading, staking, lending.

HT token rewards.

OKEx:

Derivatives, DeFi.

OKB token incentives.

Margin trading, lending.

KuCoin:

Altcoin selection.

User-friendly.

Staking, lending, KCS benefits.

Crypto.com:

All-in-one.

Crypto Visa card.

Staking, lending, MCO, CRO perks.

BlockFi:

Crypto interest.

Crypto-backed loans.

Fee-free trading.

User-friendly mobile app.

[forexdigitalinfo]

Se você está interessado no mundo das criptomoedas, provavelmente já ouviu falar sobre empréstimos de criptomoedas. Mas como exatamente isso funciona? Neste artigo, vamos explorar detalhadamente como o empréstimo de criptomoedas opera, os tipos de empréstimos disponíveis e suas vantagens e desvantagens. Como Funciona o Empréstimo de Criptomoedas O empréstimo de criptomoedas funciona tomando criptomoedas de um usuário e emprestando-as para outro em troca de uma taxa. O método exato de gerenciamento do empréstimo varia de plataforma para plataforma. Você pode encontrar serviços de empréstimo de criptomoedas em plataformas centralizadas e descentralizadas, mas os princípios básicos permanecem os mesmos. Você não precisa ser apenas um mutuário. Você pode ganhar uma renda passiva e obter juros bloqueando suas criptomoedas em um pool que gerencia seus fundos. Dependendo da confiabilidade do contrato inteligente que você usa, geralmente há pouco risco de perder seus fundos. Isso pode ocorrer porque o mutuário ofereceu garantias ou porque uma plataforma de finanças centralizadas (CeFi). Como Funcionam os Empréstimos de Criptomoedas Normalmente, os empréstimos de criptomoedas envolvem três partes: o credor, o mutuário e uma plataforma de Finanças Descentralizadas (DeFi) ou uma corretora de criptomoedas. Na maioria dos casos, o mutuário deve oferecer alguma garantia antes de pegar qualquer criptomoeda emprestada. Você também pode usar empréstimos instantâneos sem garantia (mais sobre isso abaixo). Do outro lado do empréstimo, pode haver um contrato inteligente que cria stablecoins ou uma plataforma que empresta fundos de outro usuário. Os credores adicionam suas criptomoedas a um pool que gerencia todo o processo e lhes repassa uma parte dos juros. Tipos de Empréstimos de Criptomoedas Empréstimos Instantâneos Empréstimos instantâneos permitem que você pegue emprestado fundos sem a necessidade de oferecer garantias. Seu nome se deve ao fato de o empréstimo ser concedido e reembolsado em um único bloco. Se o valor do empréstimo não puder ser devolvido com juros, a transação é cancelada antes de ser validada em um bloco. Isso significa essencialmente que o empréstimo nunca aconteceu, já que nunca foi confirmado e adicionado à cadeia. Um contrato inteligente controla todo o processo, então nenhuma interação humana é necessária. Para usar um empréstimo instantâneo, você precisa agir rapidamente. Esse requisito é onde os contratos inteligentes entram novamente em jogo. Com a lógica dos contratos inteligentes, você pode criar uma transação de alto nível contendo subtransações. Se alguma subtransação falhar, a transação de alto nível não será concluída. Vamos dar um exemplo. Imagine um token sendo negociado a $1,00 (USD) no pool de liquidez A e a $1,10 no pool de liquidez B. No entanto, você não tem fundos para comprar tokens do primeiro pool e vendê-los no segundo. Portanto, você poderia tentar usar um empréstimo instantâneo para aproveitar essa oportunidade de arbitragem em um único bloco. Por exemplo, imagine que nossa transação principal retirará um empréstimo instantâneo de 1.000 BUSD de uma plataforma DeFi e o reembolsará. Podemos então dividir isso em subtransações menores: Os fundos emprestados são transferidos para sua carteira. Você compra $1.000 em criptomoedas do pool de liquidez A (1.000 tokens). Você vende os 1.000 tokens por $1,10, obtendo $1.100. Você transfere o empréstimo mais a taxa de empréstimo para o contrato inteligente do empréstimo instantâneo. Se alguma dessas subtransações não puder ser executada, o credor cancelará o empréstimo antes que ocorra. Usando esse método, você pode obter lucros com empréstimos instantâneos sem riscos para você ou garantias. Oportunidades clássicas para empréstimos instantâneos incluem trocas de garantias e arbitragem de preços. No entanto, você só pode usar seu empréstimo instantâneo na mesma cadeia, pois mover fundos para outra cadeia quebraria a regra de uma única transação.

Empréstimos com Garantia Um empréstimo com garantia dá ao mutuário mais tempo para usar seus fundos em troca de fornecer garantia. A MakerDAO é um exemplo disso, pois os usuários podem oferecer uma variedade de criptomoedas para respaldar seus empréstimos. Como as criptomoedas são voláteis, você provavelmente terá uma baixa relação entre o valor do empréstimo e o valor da garantia (LTV), como 50%, por exemplo. Esse valor significa que seu empréstimo será apenas metade do valor da sua garantia. Essa diferença oferece espaço de manobra para o valor da garantia, caso ele diminua. Uma vez que sua garantia caia abaixo do valor do empréstimo ou de algum outro valor definido, os fundos são vendidos ou transferidos para o credor. Por exemplo, um empréstimo com LTV de 50% de $10.000 BUSD exigirá que você deposite $20.000 (USD) em ether (ETH) como garantia. Se o valor cair abaixo de $20.000, você precisará adicionar mais fundos. Se cair abaixo de $12.000, você será liquidado, e o credor receberá seus fundos de volta. Quando você faz um empréstimo, receberá principalmente stablecoins recém-criadas (como DAI) ou criptomoedas emprestadas por alguém. Os credores depositarão seus ativos em um contrato inteligente que também pode bloquear seus fundos por um período específico. Uma vez que você tenha os fundos, você é livre para fazer o que quiser com eles. No entanto, você precisará atualizar sua garantia com a mudança de preço para garantir que ela não seja liquidada. Se sua relação LTV se tornar muito alta, você também pode ter que pagar multas. Um contrato inteligente gerenciará o processo, tornando-o transparente e eficiente. No pagamento do empréstimo e de qualquer juro que você deva, você recuperará sua garantia. Vantagens e Desvantagens dos Empréstimos de Criptomoedas Os empréstimos de criptomoedas têm sido ferramentas comuns no espaço DeFi há anos. Mas, apesar de sua popularidade, existem algumas desvantagens. Certifique-se de avaliar de forma equilibrada antes de decidir experimentar empréstimos ou empréstimos: Vantagens Capital de fácil acesso. Os empréstimos de criptomoedas são concedidos a qualquer pessoa que possa oferecer garantia ou devolver os fundos em um empréstimo instantâneo. Essa qualidade os torna mais fáceis de adquirir do que um empréstimo de uma instituição financeira tradicional, e não é necessário verificação de crédito. Contratos inteligentes gerenciam empréstimos. Um contrato inteligente automatiza todo o processo, tornando os empréstimos e empréstimos mais eficientes e escaláveis. Simples de ganhar renda passiva com pouco trabalho. Os HODLers podem depositar suas criptomoedas em um cofre e começar a ganhar APY sem precisar gerenciar o empréstimo. Desvantagens Alto risco de liquidação, dependendo da sua garantia. Mesmo com empréstimos altamente sobrecolateralizados, os preços das criptomoedas podem cair repentinamente e levar à liquidação. Contratos inteligentes podem ser vulneráveis a ataques. Código mal escrito e exploits de backdoor podem levar à perda dos seus fundos emprestados ou da garantia. Pegar emprestado e emprestar pode aumentar o risco da sua carteira. Embora diversificar a carteira seja uma boa ideia, fazer isso por meio de empréstimos adicionará riscos extras. Coisas a Considerar Antes de Obter um Empréstimo de Criptomoedas Ao usar uma plataforma de empréstimos confiável e ativos estáveis como garantia, você terá a melhor chance de sucesso em empréstimos de criptomoedas. Mas antes de se apressar em empréstimos ou empréstimos, considere também as seguintes dicas: Compreenda os riscos de entregar a custódia das suas criptomoedas. Assim que as moedas saírem da sua carteira, você terá que confiar em outra pessoa (ou em um contrato inteligente) para lidar com elas. Projetos podem ser alvos de hacks e golpes e, em alguns casos, suas moedas podem não estar imediatamente acessíveis para saque. Pense nas condições de mercado antes de emprestar suas criptomoedas.

Suas moedas podem ser bloqueadas por um período determinado, tornando impossível reagir às quedas do mercado de criptomoedas. Emprestar ou pegar emprestado com uma nova plataforma também pode ser arriscado, e você pode ser melhor esperar até que ela ganhe mais confiança. Leia os termos e condições do empréstimo. Há uma vasta quantidade de opções disponíveis de onde obter empréstimos. Você deve procurar taxas de juros mais baixas e condições favoráveis. Projetos Famosos de Empréstimos de Criptomoedas Aave Aave é um protocolo DeFi baseado na Ethereum que oferece vários empréstimos de criptomoedas. Você pode tanto emprestar quanto pegar emprestado, além de entrar em pools de liquidez e acessar outros serviços DeFi. Aave é talvez mais famoso por seu trabalho na popularização dos empréstimos instantâneos. Para emprestar fundos, você deposita seus tokens na Aave e recebe aTokens. Eles funcionam como seu recibo, e os juros que você ganha dependem da criptomoeda que você está emprestando. Abracadabra Abracadabra é um projeto DeFi multi-cadeia que permite aos usuários apostar seus tokens de juros como garantia. Os usuários ganham tokens de juros quando depositam seus fundos em um pool de empréstimos ou otimizador de rendimento. O detentor do token tem acesso ao depósito original mais os juros ganhos. Você pode desbloquear ainda mais o valor dos seus tokens de juros usando-os como garantia para um empréstimo estável de Magic Internet Money (MIM). Uma estratégia seria depositar stablecoins em um contrato inteligente de agricultura de rendimento e, em seguida, usar os tokens de juros para gerar MIM. Desde que suas stablecoins não experimentem volatilidade, as chances de liquidação permanecerão baixas. Binance Além dos serviços de câmbio, a Binance oferece uma variedade de outros produtos financeiros de criptomoedas para os usuários emprestarem, pegarem emprestado e ganharem renda passiva. Se você não quer acessar DApps e gerenciar uma carteira DeFi por conta própria, usar uma opção de finanças centralizadas (CeFi) pode ser muito mais fácil. A Binance oferece acesso a empréstimos cripto com garantia simples em muitos tokens e moedas, incluindo Bitcoin (BTC), ETH e BNB. Os fundos para esses empréstimos vêm dos usuários da Binance que desejam ganhar juros em suas criptomoedas HODL. Pensamentos Finais Quando feitos de forma responsável, as plataformas de empréstimo de criptomoedas fornecem valor tanto para o mutuário quanto para o credor. Os HODLers agora têm outra opção para ganhar renda passiva, e os investidores podem desbloquear o potencial de seus fundos usando-os como garantia. Independentemente de você escolher um projeto DeFi ou CeFi para gerenciar seus empréstimos, entenda as condições envolvidas e certifique-se de priorizar o uso de uma plataforma confiável. A tecnologia blockchain tornou mais fácil do que nunca acessar e fornecer crédito, tornando os empréstimos de criptomoedas uma ferramenta poderosa para aqueles que estão interessados.

[kriptotrends]

Woo Network

Eğer Woo Network fiyat tahmini arıyorsanız veya Woo Network’ün potansiyelini öğrenmek istiyorsanız, bu fiyat tahmini size yardımcı olabilir. Fiyat tahminimiz, Woo Network’ün derin teknik analizi ve geçmiş performansına dayanmaktadır. Burada, Woo Network’ün uzun vadeli potansiyelini analiz etmeye çalışacağız.

Woo Network, piyasada en hızlı büyüyen kripto projelerinden biridir. Projeden elde edilen verilere göre, WOO Network temel olarak derin likidite ağıdır. Woo Network, kripto trader’ları, borsaları, kurumları ve DeFi platformlarını bir araya getirir ve en iyi likiditeye ve işlem yürütmesine daha düşük veya sıfır maliyetle erişimi demokratikleştirir. WOO Token, platformda kullanılan yerel bir token olup, ağın CeFi ve DeFi ürünlerinde staking ve ücret indirimleri için kullanılır.

[brufinance]

Product Unveiling!

May 28, 2022

Brú Finance

One Step Closer!

Having started our Blockchain CeFi journey two years back to create last mile financial connectivity to the farmers of India, Brú finance is pleased to announce that our attempt to create a CeFi-DeFi Web3 bridge is one step closer to its destination.

Financial inclusion is the key driver of economic welfare and social upliftment. Defi has emerged as a powerful technology with the potential to create last-mile financial connectivity if we build on it with the right objectives and focus on the vulnerable sections of society that have traditionally been left high and dry by the TradFi institutions.

Matt Homer of the New York State Department of Financial Services explains,

“We’re finally starting to see use cases emerge that could help crypto and blockchain live up to the financial inclusion hype it initially generated a decade ago. The credit space is an example of that..”

Brú Finance’s journey started two years back to create a financially inclusive ecosystem and provide easy-to-access financial services to 1.7 billion unbanked and underbanked population across the globe. We started this mission with the farmer community in India and launched a Blockchain-based Cefi platform to connect farmers with the Banking ecosystem. The blockchain-based Cefi platform tokenizes Agri-commodities stored in a decentralized network of custodian warehouses and allows farmers to be part of mainstream financialization by allowing them to use their harvest as collateral.

First time in the world, Brú Finance brought farmers (as borrowers), warehouses (as custodians), and banks (as lenders) on a single blockchain Cefi platform. Brú finance has become the world’s largest token issuer in this pursuit, having tokenized agri-commodities worth USD 600 million, 1400 warehouses registered as custodians on the blockchain, and 2 million metric tons of Agri-commodities stored in the warehouses.

To fulfil the mission of financial inclusion and democratizing financial services, it is crucial to harness the power of Defi and connect it with the existing Cefi platform. The Defi protocol will connect farmers with a global capital pool and provide them with a swift and sustainable source of credit against their tokenized Agri-commodities.

The team has worked relentlessly to develop this Defi protocol in the past few months. We are super excited to announce that we have achieved an important milestone in this journey.

Brú Finance unveils “Emerging Market Asset Backed Bonds” on Polygon Testnet

Polygon was a clear choice due to the low transaction fee and superior security of the Ethereum blockchain. We are working for financial inclusion, and many of the transactions are low ticket size; hence to make it user-friendly, it is vital to keep the transaction cost in check, and Polygon is best suited for this requirement.

Real-World Assets (RWA) are the physical assets that carry an inherent value because of their attributes; these include precious metals, infrastructure assets, land, commodities, etc. By introducing RWA on DeFi, Brú Finance opens up a significantly more enormous market for the DeFi ecosystem, connecting 1.70 billion unbanked/underbanked people to a new source of financial capital.

Brú Finance surmounts these obstacles faced by Decentralised Finance by creating a bridged ecosystem of DeFi and TradFi, facilitating lending against tokenized, on-chain Real-World Assets.

We invite the community to be a part of this journey. Please test the protocol, do the test transactions, and share your ideas and feedback.

Test URL: https://v2.bru.finance

Product Demo URL: https://bit.ly/bru-product-demo

Steps to test the protocol

Prerequisite:

1. Install Metamask:- https://metamask.io/

2. Once you install Metamask, connect your metamask to the following sites: Brú.Finance, Polygon, RPC-Mumbai

3. Once all these are connected, we are ready to start testing!.

Users can be lenders or borrowers when interacting with the Brú Finance platform.

On clicking the “i” (information icon), besides both the options, you can read — what being a lender and a borrower on our platform means.

Borrowers are the commodity/asset holders who have stored these assets in the physical warehouses in India, get tokenized, and reflect on the blockchain as NFTS.

On this page, the user mimics the behaviour of an actual farmer.

For Borrowing and Repayment:

Choose the “Borrow” option on the home page to test.

Find the option to Deposit Commodity. This option mints a dummy asset on which Borrow and Repayment can be tested.

There are one thousand NFTs to mint against for the test, and more are coming soon.

Following Minting, find the option to “Borrow” against the same asset.

Enter an amount to borrow.

Find the Repay option for the asset you’ve already borrowed against.

Enter the amount you want to repay and test.

As lenders, users can invest their stable coins to buy bonds from the platform. These bonds are backed 140% by high-yield emerging market assets (RWAs) and are over-collateralized.

For Buying Bonds and Withdrawal:

1. Choose the “Buy Bonds” option on the home page to test from the drop-down on the Header. The user can also go back to the home page and select the “Borrow” option. 

2. On the Buy Bond page, find the “Add Test USDT to Metamask” option in the drop-down list under “Test. 

3. Use the “Get Test USDT” option to receive test USDT in your wallet. 

4. Three option tabs are visible: “Pools,” “Withdraw,” and “My Wallet.” 

5. Under the “Pools” tab, choose any pool for lending USDT to the pool. Interest rates and other details would be subsequently shown. 

6. On clicking the “Buy” option, the user gets to buy the bonds by filling in the required details. 

7. On clicking the “Show bonds” option, the user gets to know about their “Active bonds” and “Mature bonds.” This will help the user know if they can withdraw from a particular bond or not. 

8. Switch to the “Withdraw” tab to test the Withdrawal functionality. This will depend upon the lock-in period, which is 180 seconds (for test purposes). 

9. Switch to the “My Wallet” tab to view wallet and token details.

There are two types of Bonds:

1. Active bonds -> Active bonds are the bonds with holding period maturity period. The bond buyers can’t withdraw their principal before maturity but can trade these bonds for early liquidity. 

2. Mature bonds -> These are the bonds that have completed the maturity period and the bond buyers can withdraw their principal.

Every borrower has a repayment period, and every lender has a maturity period.

On this occasion, our CEO, Ashish Anand, has a message for the community. Ashish said,

“Given the latest event in the Defi environment, it is high time to bring real-world assets to Defi for long-term sustainability and avoid risks for lenders and borrowers alike. The algorithmic degen box DeFi has proven to be an unsustainable business model. To avoid such risky events and to make large-scale adoption of crypto, Defi must move to the real world, and that’s what our effort is focused upon. We aim to connect unbanked and underbanked such as farmers, medium and small businesses across emerging markets in the global south who are always looking for capital accessibility with a global pool of capital through Defi.”

We are just getting started with the Polygon testnet launch. We are working non-stop to build a financially inclusive ecosystem powered by real-world assets on Defi. Watch this space for more updates and be a part of our journey as we prepare ourselves to launch on mainnet.

Experience our protocol and share your valuable feedback and suggestions here -> Feedback Form

Please join our Discord events and Twitter AMAs to connect directly with our founders and ask your queries.

Discord: https://discord.gg/8C9SZXDy2r

Telegram Channel : https://t.me/bruofficial

Twitter: https://twitter.com/bru_finance

LinkedIn : https://www.linkedin.com/company/bru-finance/

[borderlinetv]

#BDB8: Stanislas #MAKO = #KALART and the RISE of #TOKENARTS !!

[3acesnews]

Exploring BNB Token's Impact in DeFi, CeFi, and PayFi

[christophbergmann]

Die Parade der scheintoten Einhörner

Die Parade der scheintoten Einhörner

Fragt ihr euch, ob es derzeit eine Blase im Kryptomarkt gibt? Eine Antwort geben euch die vielen Einhörner – Kryptowährungen und Token, die eine Marktkapitalisierung von mehr als einr Milliarde Dollar haben. Ihnen zufolge steckt der Markt bis zum Hals in einer Blase. Aber das ist nicht alles, was der Blick auf die Einhörner verrät. Continue reading